Carfreak77
New member
I’ve heard that State Farm will do it for existing customers from before Desjardins bought them but not for new customers.
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Sent from my iPhone using Tapatalk
Insurance for my kid
- Thread starter rldwallace
- Start date
New BMA member and trail rider here (with two younger sons). Phoned Nicole McCann since she's a sponsor and was told that they flat-out refuse to insure anyone under 16. I was then looking through offroadontario.ca and found a forum thread from State Farm agent George Rappos in Newmarket, who apparently rides as well. Called him and got liability insurance for my 3 bikes within 30 minutes. He didn't ask who was riding, or their age, even after I mentioned that all kinds of family and friends were going to ride them. He confirmed that State Farm had been bought out by Desjardins.
Not affiliated with him in any way, but if you're stuck, try him at 905-895-7775, or at georgerappos.com
Best of luck!
Not affiliated with him in any way, but if you're stuck, try him at 905-895-7775, or at georgerappos.com
Best of luck!
brokenwrench66
New member
New member posting to an old thread.
My son and I missed the Family ride at Limerick today because my insurance company, TD, flatly refused to insure our CRF110 (we didn't even get to the part about my son riding it). I've tried the links here and can't get them to work for me. It's a Sunday, so I can't call them, but I see no mention of the OFTR on the Dalton Timmis website. Does anyone know if the group policy is still active? If not, where can I get PL/PD for a CRF110?
Thanks!
My son and I missed the Family ride at Limerick today because my insurance company, TD, flatly refused to insure our CRF110 (we didn't even get to the part about my son riding it). I've tried the links here and can't get them to work for me. It's a Sunday, so I can't call them, but I see no mention of the OFTR on the Dalton Timmis website. Does anyone know if the group policy is still active? If not, where can I get PL/PD for a CRF110?
Thanks!
This situations is getting worse it seems. I'm grandfathered into a policy with state farm (desjardins) So I'm OK but this is ridiculous for those tiring to get into the sport with kids today. I can do nothing to help young families other than to invite you to ride on my little trails where you don't need any insurance. Here is a link to my thread viewtopic.php?f=14&t=2675 where I post the invitations to ride days as they come up. Subscribe to the thread now and you will get an email when I announce the next ride day.
cheers,
cheers,
Terry is correct, this is getting worse.
From what I understand, I am NOT an expert... Desjardin changed things and existing policy holders were grandfathered. New policies though are limited to 12+ years of age children with Desjardin. I am not sure of Dalton, but that may be the last option for children.
I really hope the OFTR is working on this.
From what I understand, I am NOT an expert... Desjardin changed things and existing policy holders were grandfathered. New policies though are limited to 12+ years of age children with Desjardin. I am not sure of Dalton, but that may be the last option for children.
I really hope the OFTR is working on this.
New policies with Desjardin are 16+. I moved my bike over to them this season and they must of told me about 5 times that it's 16+. When i got the papers in the mail it had it again right at the top in bold. 
I was with Dalton but the cost for my bike went up about 45%. they still killed it for house and car but bike are $$$$ with them now.
I was with Dalton but the cost for my bike went up about 45%
. they still killed it for house and car but bike are $$$$ with them now.oldschoolktm
Member
I am with Mark Reid. State farm and have everything with them for 15 years now. Just a call away for my daughters bike ttr50.
Chris
Chris
oldschoolktm
Member
oldschoolktm
Member
Sorry,
Try Chris Krasilczuk!
Try Chris Krasilczuk!
Torpedo
New member
I'm just about to give up on getting my little guy a bike this year. I have literally called a dozen companys looking for them to insure a 50cc for my 5 year old. Not a one will. Most won't even insure my biking with a "underage" person living at the same address.
I've tried, Chris mentioned above who won't. I've left three messages at Dalton Timmins. I cannot get through on the regular lines.
I'm getting desperate and really want to get my little buddy into the sport..
If anyone knows who will and has direct contacts please share or feel free to email me (king.mp@me.com)
I've tried, Chris mentioned above who won't. I've left three messages at Dalton Timmins. I cannot get through on the regular lines.
I'm getting desperate and really want to get my little buddy into the sport..
If anyone knows who will and has direct contacts please share or feel free to email me (king.mp@me.com)
Trevd
New member
I had the same problem getting my kid insured this past year. I had had insurance on his ttr-50 a couple of years ago for his sister, with State Farm, but didn’t renew for a year because she wasn’t interested and my younger son wasn’t old (responsible) enough yet.
When I called State Farm again to re-insure the same bike, the told me they can’t. If I had had continuous insurance they would have been able to grandfather it in, but since it was a new policy, no-go. Called several other places, and couldn’t find anyone who would. Pretty frustrating.
I’ll probably be trying again this year, but kind of expect the same results. The fun thing is that his 13 year old sister is interested again so we’ll see if I’m able to insure a 100cc for her.
When I called State Farm again to re-insure the same bike, the told me they can’t. If I had had continuous insurance they would have been able to grandfather it in, but since it was a new policy, no-go. Called several other places, and couldn’t find anyone who would. Pretty frustrating.
I’ll probably be trying again this year, but kind of expect the same results. The fun thing is that his 13 year old sister is interested again so we’ll see if I’m able to insure a 100cc for her.
To the best of my knowledge there are 2 options if your children are 12 or older.
I think the average is about $100/year, and an M1 or M2 is not required.
The problem you are hitting, and everyone else is too, is that not many insurance companies want to insure dirt bikes.
These are the two I know of:
https://www.nicolemccann.ca/
Nicole McCann
905-898-4009
nicole.mccann@desjardins.com
https://www.daltontimmis.com/
Kyle Brown
888-385-8466 ext 7445
kyleb@daltontimmis.com
I must warn you they will want more than just your dirt bike business ;-)
Ross
I think the average is about $100/year, and an M1 or M2 is not required.
The problem you are hitting, and everyone else is too, is that not many insurance companies want to insure dirt bikes.
These are the two I know of:
https://www.nicolemccann.ca/
Nicole McCann
905-898-4009
nicole.mccann@desjardins.com
https://www.daltontimmis.com/
Kyle Brown
888-385-8466 ext 7445
kyleb@daltontimmis.com
I must warn you they will want more than just your dirt bike business ;-)
Ross